![]() ![]() ![]() SoFi also lets prospective borrowers submit joint applications-although co-signers are not permitted.Īpproved borrowers are rewarded with comparatively low APRs. Repayment terms range from two to seven years, making SoFi an incredibly flexible option for those with sufficient credit (minimum 650) and annual income (at least $45,000). Loan amounts available may vary by the state you live in. Loans are available between $5,000 and $100,000, making SoFi a great option for those with excellent credit who need to borrow a large amount of money. Founded in 2011, SoFi has extended over $50 billion in loans and stands out for allowing high loan amounts and its availability of extended loan terms. SoFi is an online lending platform that offers unsecured fixed-rate personal loans in every state. ![]()
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